Car & two-wheeler loan
The dealership will arrange finance for you. That is not the same as finding you the best one.
- New and used cars, and two-wheelers
- A sanction in hand before you visit the showroom
- Tenure and total interest shown together, not just the EMI
- Balance transfer on an existing overpriced vehicle loan
Check your car & two-wheeler loan offers
One form. We take it to the lenders most likely to approve it and bring back the offers.
Vehicle finance arranged at the showroom is convenient and almost never the cheapest. The dealer earns on the loan as well as the vehicle, and the offer put in front of you is the one that suits that arrangement.
Getting a sanction in hand before you walk in changes the conversation entirely — you negotiate the vehicle price as a cash buyer, and you already know your rate.
What you get
- New and used cars, and two-wheelers
- A sanction in hand before you visit the showroom
- Tenure and total interest shown together, not just the EMI
- Balance transfer on an existing overpriced vehicle loan
- Bank and NBFC offers compared in one place
Who is eligible
- Age typically 21 to 65
- Documented income — salary, business or agricultural
- Credit score above 700 for the best rates
- Margin money ready for the portion not funded
Documents you will need
- Aadhaar, PAN and address proof
- Income proof — salary slips or ITR
- Bank statements for the last 6 months
- Vehicle quotation or proforma invoice
Car & Two-Wheeler Loan — common questions
Is dealership finance a bad deal?
Not always, but it is never the only option and it is rarely the cheapest. Get an independent sanction first, then let the dealer try to beat it. Sometimes they will, and you gain either way.
Can I get a loan on a used car?
Yes, though at a higher rate and a shorter tenure than a new one, and the lender values the car independently — you are funded against that valuation, not against what the seller is asking.
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